{"id":76,"date":"2019-02-05T10:59:56","date_gmt":"2019-02-05T12:59:56","guid":{"rendered":"http:\/\/localhost\/blogwp\/?p=76"},"modified":"2019-02-05T10:59:56","modified_gmt":"2019-02-05T12:59:56","slug":"o-boleto-bancario-pode-ser-protestado","status":"publish","type":"post","link":"https:\/\/padmoney.com\/blog\/o-boleto-bancario-pode-ser-protestado\/","title":{"rendered":"O boleto banc\u00e1rio pode ser protestado?"},"content":{"rendered":"<p>Muitas empresas no Brasil passam por problemas como inadimpl\u00eancia por parte dos clientes que em diversas ocasi\u00f5es, acaba comprometendo o planejamento financeiro, pois \u00e9 um recurso que estava constando no seu or\u00e7amento e que n\u00e3o veio no momento esperado.<\/p>\n<p><a href=\"https:\/\/www.padmoney.com\/blog\/5-dicas-para-diminuir-a-inadimplencia-no-seu-negocio\/\"><strong>:: Confira aqui 5 dicas para diminuir a inadimpl\u00eancia no seu neg\u00f3cio<\/strong><\/a><\/p>\n<p>E muitos desses empreendimentos t\u00eam o <strong>boleto banc\u00e1rio<\/strong> como forma de recebimento e acabam ficando, de certa forma, na m\u00e3o do cliente que tem conhecimento do seu d\u00e9bito, mas s\u00f3 ir\u00e1 pagar quando puder.<\/p>\n<p>S\u00f3 que muitos empres\u00e1rios n\u00e3o sabem que existem uma forma legal e r\u00e1pida para poder ajudar que \u00e9 o <strong>protesto de t\u00edtulos vencidos.<\/strong><\/p>\n<p>Vamos te mostrar como funciona.<\/p>\n<p>O protesto \u00e9 uma forma extrajudicial de cobran\u00e7a regulada pela <a href=\"http:\/\/www.planalto.gov.br\/ccivil_03\/LEIS\/L9492.htm\"><strong>Lei Federal 9.492\/97<\/strong><\/a>.<\/p>\n<p>Quando se abre um protesto, o devedor tem at\u00e9 tr\u00eas dias \u00fateis para ir ao cart\u00f3rio e quitar a d\u00edvida que est\u00e1 sendo cobrada. Caso o mesmo n\u00e3o efetue o pagamento, ent\u00e3o o devedor ser\u00e1 protestado.<\/p>\n<p>A pessoa que tem o seu nome protestado fica impedida de realizar concurso p\u00fablico, de financiar ou regulamentar im\u00f3veis em seu nome, al\u00e9m de ter o seu CPF inclu\u00eddo nos servi\u00e7os de prote\u00e7\u00e3o ao cr\u00e9dito como SPC e SERASA.<\/p>\n<h4 id=\"como-fazer-para-protestar-o-boleto\">Como fazer para protestar o boleto?<\/h4>\n<p>O boleto banc\u00e1rio n\u00e3o pode ser protestado, j\u00e1 que ele n\u00e3o \u00e9 considerado um documento de d\u00edvida e sim um meio de pagamento de alguma venda.<\/p>\n<p>Mas para efetuar um \u201cprotesto de um boleto\u201d, \u00e9 necess\u00e1rio que seja emitida uma <strong>duplicada sem a assinatura do devedor<\/strong>, onde se faz refer\u00eancia \u00e0 venda em quest\u00e3o (aquela mesma que voc\u00ea emitiu o boleto) para iniciar o processo.<\/p>\n<p>Muitas pessoas utilizam os bancos para emiss\u00e3o dos seus boletos e atrav\u00e9s do sistema banc\u00e1rio pedem a execu\u00e7\u00e3o autom\u00e1tica do protesto ap\u00f3s alguns dias do vencimento e ficam com a falsa sensa\u00e7\u00e3o de que est\u00e3o protestando um boleto, mas na verdade, o banco est\u00e1 emitindo uma duplicata para que este boleto seja protestado.<\/p>\n<p>Todas as empresas podem emitir uma duplicada desde que estejam de acordo com os <strong>Requisitos da Lei<\/strong>.<\/p>\n<p>Veja abaixo um modelo de <strong>duplicata mercantil por indica\u00e7\u00e3o<\/strong>.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-large wp-image-408\" src=\"http:\/\/padmoney.com\/blog\/wp-content\/uploads\/2019\/02\/modelo-duplicata-1-700x495.png\" alt=\"\" width=\"700\" height=\"495\" srcset=\"https:\/\/padmoney.com\/blog\/wp-content\/uploads\/2019\/02\/modelo-duplicata-1-700x495.png 700w, https:\/\/padmoney.com\/blog\/wp-content\/uploads\/2019\/02\/modelo-duplicata-1-250x177.png 250w, https:\/\/padmoney.com\/blog\/wp-content\/uploads\/2019\/02\/modelo-duplicata-1-120x85.png 120w, https:\/\/padmoney.com\/blog\/wp-content\/uploads\/2019\/02\/modelo-duplicata-1.png 701w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<p><a href=\"http:\/\/padmoney.com\/blog\/wp-content\/uploads\/2019\/07\/modelo-duplicata.pdf-1.zip\" target=\"_blank\" rel=\"noopener noreferrer\">Clique aqui<\/a> para fazer o download deste modelo de duplicata.<\/p>\n<p>Ap\u00f3s preencher esta duplicada, basta levar ao cart\u00f3rio de protesto de t\u00edtulos da cidade onde consta o endere\u00e7o da sua empresa para dar in\u00edcio ao processo.<\/p>\n<p>Caso tenha alguma d\u00favida, deixe sua pergunta nos coment\u00e1rios e n\u00f3s estaremos \u00e0 sua disposi\u00e7\u00e3o para elucidar todas elas.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\t\t\t\t\t\t\t\tMuitas empresas no Brasil passam por problemas como inadimpl\u00eancia por parte dos clientes que em diversas ocasi\u00f5es, acaba comprometendo o planejamento financeiro&#8230;\t\t\t\t<\/p>\n","protected":false},"author":3,"featured_media":126,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[2],"tags":[5],"class_list":["post-76","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-boleto-bancario","tag-o-boleto-bancario-pode-ser-protestado"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>O boleto banc\u00e1rio pode ser protestado? 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