{"id":103,"date":"2019-01-30T20:45:10","date_gmt":"2019-01-30T22:45:10","guid":{"rendered":"http:\/\/localhost\/blogwp\/?p=103"},"modified":"2019-01-30T20:45:10","modified_gmt":"2019-01-30T22:45:10","slug":"como-utilizar-o-carne-de-pagamento","status":"publish","type":"post","link":"https:\/\/padmoney.com\/blog\/como-utilizar-o-carne-de-pagamento\/","title":{"rendered":"Como utilizar o carn\u00ea de pagamento"},"content":{"rendered":"

Menos usual que o boleto banc\u00e1rio, o carn\u00ea de pagamento ainda \u00e9 muito \u00fatil em determinados tipos de neg\u00f3cios. Ele \u00e9 um t\u00edtulo que comprova a presta\u00e7\u00e3o de um servi\u00e7o cont\u00ednuo ou a venda de algum produto que deve ser pago em parcelas.<\/p>\n

Contudo, para vender no carn\u00ea, normalmente \u00e9 necess\u00e1rio que o cliente passe por uma an\u00e1lise de cr\u00e9dito que tem a finalidade de avaliar a capacidade de pagamento do consumidor em rela\u00e7\u00e3o \u00e0 compra que pretende fazer, isso quando se trata de venda de produto, pois de certa forma voc\u00ea estar\u00e1 emprestando o valor para seu cliente.<\/p>\n

Quer um exemplo? Digamos que voc\u00ea tem uma loja de eletr\u00f4nicos e uma pessoa compra uma TV no valor de R$ 4.000,00 mas n\u00e3o tem dinheiro para pagar \u00e0 vista e n\u00e3o possui cart\u00e3o de cr\u00e9dito. Este cliente vai se dirigir at\u00e9 o credi\u00e1rio da sua loja e ent\u00e3o abrir\u00e1 uma conta no valor do produto que ser\u00e1 pago em 10 parcelas. A sua loja estar\u00e1 emprestando este valor para o consumidor, ent\u00e3o voc\u00ea emitir\u00e1 um carn\u00ea com as presta\u00e7\u00f5es.<\/p>\n

O carn\u00ea pode ser usado tamb\u00e9m em presta\u00e7\u00e3o de servi\u00e7os, como em mensalidades escolares. A vantagem do carn\u00ea \u00e9 que em caso de atraso no pagamento, a parcela ainda continua sendo v\u00e1lida por um tempo e pode ser cobrado juros e multas de acordo com as normas estabelecidas em lei<\/a>.<\/p>\n

\u00c9 v\u00e1lido alertar sobre a necessidade da an\u00e1lise de cr\u00e9dito, pois estudos do SPC apontam que uma quantidade consider\u00e1vel de pessoas negativadas<\/a> se d\u00e3o por inadimpl\u00eancia no parcelamento de suas compras.<\/p>\n

:: Saiba como diminuir a inadimpl\u00eancia no seu neg\u00f3cio<\/strong><\/a><\/p>\n

Tem d\u00favida sobre este tipo de cobran\u00e7a? Deixe seu coment\u00e1rio abaixo ou entre em contato conosco<\/a> e estaremos prontos para sanar todas as suas d\u00favidas.<\/p>\n","protected":false},"excerpt":{"rendered":"

\t\t\t\t\t\t\t\tMenos usual que o boleto banc\u00e1rio, o carn\u00ea de pagamento ainda \u00e9 muito \u00fatil em determinados tipos de neg\u00f3cios. Ele \u00e9 um t\u00edtulo que comprova…\t\t\t\t<\/p>\n","protected":false},"author":3,"featured_media":128,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[2],"tags":[9],"class_list":["post-103","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-boleto-bancario","tag-como-utilizar-o-carne-de-pagamento"],"yoast_head":"\nComo utilizar o carn\u00ea de pagamento - Padmoney<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/padmoney.com\/blog\/como-utilizar-o-carne-de-pagamento\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Como utilizar o carn\u00ea de pagamento - Padmoney\" \/>\n<meta property=\"og:description\" content=\"Menos usual que o boleto banc\u00e1rio, o carn\u00ea de pagamento ainda \u00e9 muito \u00fatil em determinados tipos de neg\u00f3cios. 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